Meet Tim

I started helping people with their mortgage needs in 2002. For over a decade, I left the mortgage industry to start an insurance and financial services agency. In May 2024, I sold my insurance agency to focus my efforts on explaining the options that people have with a reverse mortgage. There is a lot of mis-information out there about reverse mortgages.

After attending Moody Bible Institute, and graduating from Liberty University, I toured with Christian music artists, running sound and video in concerts. I moved to Colorado Springs, CO, in 1995, becoming the media director for Woodmen Valley Chapel, where I am still actively involved. My wife Allison and I have been married since 1997. We have three adult children, and four grandchildren.

I am certified to explain Reverse Mortgages. Did you know that you can buy a house with a Reverse Mortgage? I have the personal knowledge to help you with your mortgage needs. Let me help with your options today!

This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.

*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

Tim Kealy

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Disclosures & Licensing

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. For state licensing information outside of California, click here. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders. Corporate Address: 12230 El Camino Real Ste 100, San Diego, CA 92130

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov

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tkealy@c2financial.com

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